Am I Mortgage Ready?

This quiz is educational — it is not a credit decision, a pre-approval, a commitment to lend, or an offer of credit. All loans are subject to credit approval, underwriting guidelines and property approval. Darius Narcisse, Residential Mortgage Loan Originator, NMLS #2881091, licensed in Texas. Loans originated through BH Loans, LLC dba InSync Loans, NMLS #1829321, 10101 Fondren Rd, Suite 575, Houston, TX 77096, insync.homes. Verify at NMLS Consumer Access (www.nmlsconsumeraccess.org). Equal Housing Opportunity. Choosing an insurance agent or insurer is always your decision and is never a condition of a loan. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 1005 CONGRESS AVENUE, SUITE 540, AUSTIN, TEXAS 78701. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.